Nebraska Department of Insurance

NEBRASKA DEPARTMENT OF INSURANCE INSURANCE FRAUD PREVENTION DIVISION 941 O Street, Suite 400 Lincoln, NE 68508-3639

Slip & Fall and Product Liability Fraud Hints

It is important to remember that the hints listed below are merely possible "red flags" that there may be some evidence consistent with an insurance fraud scheme.  Any one or two of these by themselves, may not raise your suspicion; however, when you have several of these hints present or a pattern begins to emerge, you should investigate further or forward your suspicion to the Insurance Fraud Prevention Division.

1. Presence of overly enthusiastic witness at the scene of the incident.
2. Only witness(es) are family members.
3. No supporting evidence of foreign or contaminated substance; claimant threw food out and only retains the can, box or wrapper.
4. Unable to locate the claimant either by mail or telephone.
5. When attempting to reach the claimant, voice mail or answering machine is always on.  Calls are returned immediately or after two days.
6. The claimant has a third party negotiator: uncle, father, brother, etc.