Nebraska Department of Insurance

Mission of the Department of Insurance

To safeguard those affected by the business of insurance through the fulfillment of our statutory obligations and by promoting the fair and just treatment of all parties to insurance transactions.

Statutory Authority for the Department of Insurance

The Department of Insurance was created by Article 12, Section 1, of the Constitution of the State of Nebraska. The Department's general powers are granted by State Statute Section 44-101.01 R.R.S. 1943. The Department's duties and responsibilities are defined in State Statute Chapters 8, 11, 21, 44, 48, 59, 77, 81, and 84.

Responsibilities of the Department of Insurance

The Department of Insurance regulates and examines all insurance companies and certain related operations doing business in Nebraska. Regulation includes: agent licensing and examination; foreign insurer admittance; periodic examination of company affairs; automobile, property, and liability rate approval; policy form approval; rating and claims practice investigation; and complaints investigations.

The Department also administers the Excess Liability Fund and supervises the Residual Malpractice Insurance Authority, both of which were established by the Hospital-Medical Liability Act of 1976.

For additional information on the Department, see the Duties and Responsibilities Brochure.